Debt collection
Sarma debt collection complaints
Consumers have filed 146 complaints about Sarma's debt collection, 14 in the last 12 months. Sarma answered 100% on time and closed 0% with relief. See the whole Sarma record.
Sarma against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Sarma | 14 | 100% | 0% |
Latest Sarma debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 4, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| May 2, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 6, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Dec 1, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Nov 11, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Oct 21, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 28, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jul 2, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jun 30, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| May 19, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| May 3, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Feb 22, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 13, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 29, 2014 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
| Sep 11, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 3, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jul 25, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 8, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 2, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 11, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 21, 2014 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
| Jan 18, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 20, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 1, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Oct 31, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 28, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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