Debt collector · complaint record
Second Chance Collections complaints
Filed under Second Chance Collections, LLC
Consumers have filed 4 complaints about Second Chance Collections since 2019, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is communication tactics.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since May 2019
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jan 13, 2021
Second Chance Collections complaints by month
The busiest month was May 2019 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Second Chance Collections answered all time
- Closed with explanation4100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Second Chance Collections problems
Inside "Communication tactics"
- Frequent or repeated calls 1
- You told them to stop contacting you, but they keep trying 1
Where Second Chance Collections complaints come from
Most complaints: Georgia (1), Massachusetts (1), Texas (1), Virginia (1).
Second Chance Collections compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Second Chance CollectionsDebt collection | - | 0 | - |
Compare side by side: Second Chance Collections vs Green Square · Second Chance Collections vs EMoneyUSA · Second Chance Collections vs Mullooly Jeffrey Rooney & Flynn · Second Chance Collections vs Credit World Services
What people say about Second Chance Collections
All experiencesNo experiences with Second Chance Collections yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Second Chance Collections complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 13, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 24, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 31, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| May 28, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Second Chance Collections
How many complaints does Second Chance Collections have?
Second Chance Collections has 4 complaints on record since May 2019, including 0 in the last 12 months and 0 in the last 30 days.
Does Second Chance Collections respond to complaints?
Yes. Second Chance Collections answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Second Chance Collections?
The most common problems are communication tactics (2), threatened to contact someone or share information improperly (1), attempts to collect debt not owed (1).
Is Second Chance Collections legit?
Second Chance Collections is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Second Chance Collections legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Second Chance Collections?
Complain to Second Chance Collections in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Second Chance Collections complaints come from?
Most come from Georgia (1), Massachusetts (1), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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