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Debt collection

Self Financial debt collection complaints

Consumers have filed 3,019 complaints about Self Financial's debt collection, 1,661 in the last 12 months (+102%). Self Financial answered 99.4% on time and closed 0% with relief. See the whole Self Financial record.

Self Financial against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Self Financial1,661+102%99.4%0%3,019

Every debt collector ranked

Latest Self Financial debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 12, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLIn progressYes
Nov 12, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLIn progressYes
Nov 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXIn progressYes
Nov 12, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMIIn progressYes
Nov 12, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVIn progressYes
Nov 11, 2026Debt collectionAttempts to collect debt not owedDebt was paidFLIn progressYes
Nov 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountALIn progressYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHIn progressYes
Nov 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHIn progressYes
Nov 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOIn progressYes
Nov 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountUTIn progressYes
Nov 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAIn progressYes
Nov 7, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAIn progressYes
Nov 6, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLIn progressYes
Nov 6, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNJIn progressYes
Nov 6, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNJIn progressYes
Nov 6, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAIn progressYes
Nov 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCIn progressYes
Nov 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYIn progressYes
Nov 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNDIn progressYes
Nov 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXIn progressYes
Nov 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXIn progressYes
Nov 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXIn progressYes
Nov 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXIn progressYes
Nov 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXIn progressYes
Nov 4, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLIn progressYes
Nov 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYIn progressYes
Nov 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXIn progressYes
Nov 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountILIn progressYes
Nov 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNYIn progressYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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