Debt collection
Service Finance debt collection complaints
Consumers have filed 42 complaints about Service Finance's debt collection. See the whole Service Finance record.
Service Finance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Service Finance | 0 | - | - |
Latest Service Finance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 27, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Jun 5, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 26, 2022 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| May 20, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Fixed |
| May 4, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Apr 22, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 22, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 21, 2022 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Fixed |
| Apr 12, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Apr 1, 2022 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Feb 14, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 22, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 12, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 12, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Dec 24, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 10, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 28, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 20, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 4, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 10, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 3, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 16, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Mar 5, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 5, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 2, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 14, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 24, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 21, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 24, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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