Lender · complaint record
Service Finance complaints
Filed under Service Finance Holdings, LLC
Consumers have filed 170 complaints about Service Finance since 2015, none in the last 12 months. It answered 99.4% on time and closed 22% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 170
- Last 12 months
- 0
- Answered on time
- 99.4%
- Closed with relief
- 22%
- Last 30 days
- 0
- Rank
- -
Since January 2015
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Jul 18, 2022
Service Finance complaints by month
The busiest month was April 2022 (9 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Service Finance answered all time
- Closed with monetary relief116.5%
- Closed with non-monetary relief2715.9%
- Closed with explanation13277.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Service Finance complaints are about
Top Service Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 12
- Account information incorrect 9
- Information belongs to someone else 5
- Information is missing that should be on the report 1
- Information is incorrect 1
Where Service Finance complaints come from
Most complaints: Florida (25), Texas (18), California (14), Colorado (10), Utah (10).
Service Finance compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Service FinancePayday & personal loans | - | 0 | - |
Compare side by side: Service Finance vs SoLo Funds · Service Finance vs AAA Auto Title Loans · Service Finance vs Powerpay · Service Finance vs AmeriCash
What people say about Service Finance
All experiencesNo experiences with Service Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Service Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 18, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Jun 27, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Jun 27, 2022 | Payday & personal loans | Problem when making payments | Explained |
| Jun 5, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 2, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| May 28, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| May 26, 2022 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| May 20, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Fixed |
| May 4, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| May 3, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 3, 2022 | Payday & personal loans | Getting the loan | Money back |
| Apr 28, 2022 | Payday & personal loans | Incorrect information on your reportAccount status incorrect | Explained |
Questions about Service Finance
How many complaints does Service Finance have?
Service Finance has 170 complaints on record since January 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does Service Finance respond to complaints?
Yes. Service Finance answered 99.4% of its complaints on time (within 15 days) and closed 22% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Service Finance?
The most common problems are incorrect information on your report (28), charged fees or interest you didn't expect (22), problem when making payments (16).
Is Service Finance legit?
Service Finance is a real company with a public complaint record: consumers have complained about it 170 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Service Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Service Finance?
Complain to Service Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Service Finance complaints come from?
Most come from Florida (25), Texas (18), California (14). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Service Finance
No comments yet. Start the conversation - questions are welcome too.