Debt collector · complaint record
SML Capital complaints
Filed under SML Capital, Inc.
Consumers have filed 4 complaints about SML Capital since 2018, 1 of them in the last 12 months. It answered 0% on time and closed 33% with relief for the customer. The most common problem is written notification about debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 33%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since June 2018
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 1, 2026
Most complained-about debt collectors
SML Capital complaints by month
The busiest month was June 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How SML Capital answered all time
- Closed with non-monetary relief125%
- Closed with explanation250%
- Untimely response125%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What SML Capital complaints are about
Top SML Capital problems
SML Capital compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | SML CapitalDebt collection | - | 1 | - |
Compare side by side: SML Capital vs Green Square · SML Capital vs EMoneyUSA · SML Capital vs Mullooly Jeffrey Rooney & Flynn · SML Capital vs Credit World Services
What people say about SML Capital
All experiencesNo experiences with SML Capital yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest SML Capital complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 1, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Sep 20, 2021 | Mortgages | Closing on a mortgage | Explained |
| Jul 31, 2019 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Fixed |
| Jun 1, 2018 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
Questions about SML Capital
How many complaints does SML Capital have?
SML Capital has 4 complaints on record since June 2018, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does SML Capital respond to complaints?
Yes. SML Capital answered 0% of its complaints on time (within 15 days) and closed 33% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with SML Capital?
The most common problems are written notification about debt (1), applying for a mortgage or refinancing an existing mortgage (2), closing on a mortgage (1).
Is SML Capital legit?
SML Capital is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is SML Capital legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against SML Capital?
Complain to SML Capital in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most SML Capital complaints come from?
Most come from Nevada (2), Texas (1), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about SML Capital
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