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Debt collection

SN Servicing debt collection complaints

Consumers have filed 58 complaints about SN Servicing's debt collection, 4 in the last 12 months. SN Servicing answered 100% on time and closed 0% with relief. See the whole SN Servicing record.

SN Servicing against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13SN Servicing4new100%0%58

Every debt collector ranked

Latest SN Servicing debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 27, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Oct 24, 2020Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyAZExplainedYes
Aug 2, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Aug 2, 2020Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyALExplainedYes
Jun 26, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Feb 13, 2020Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Dec 5, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtLAExplainedYes
Oct 3, 2019Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCOExplainedYes
May 28, 2019Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedILExplainedYes
Mar 6, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtPAExplainedYes
Nov 29, 2018Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyNYExplainedYes
Oct 11, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNYExplainedYes
Oct 2, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOHExplainedYes
Aug 14, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Aug 1, 2018Debt collectionAttempts to collect debt not owedDebt is not yours-ExplainedYes
Aug 1, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountNEExplainedYes
Nov 9, 2017Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Nov 8, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtSCExplainedYes
Oct 24, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 27, 2017Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtNYExplainedYes
Mar 23, 2017Debt collectionCont'd attempts collect debt not owedDebt is not mineNCExplainedYes
Feb 3, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtGAExplainedYes
Dec 19, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineHIExplainedYes
Jun 30, 2016Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyFLExplainedNo
Dec 15, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtALExplainedYes
Jul 6, 2015Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyMIExplainedYes
May 14, 2014Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedNo
Nov 27, 2013Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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