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Debt collector · complaint record

Southwest Collection Services complaints

Consumers have filed 20 complaints about Southwest Collection Services since 2020, none in the last 12 months. It answered 100% on time and closed 30% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
20

Since March 2020

Last 12 months
0

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
30%

Typical debt collector: 24%

Last 30 days
0

Newest: Feb 13, 2024

Rank
-

Southwest Collection Services complaints by month

The busiest month was October 2020 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Southwest Collection Services answered all time

  • Closed with non-monetary relief630%
  • Closed with explanation1470%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Southwest Collection Services complaints are about

  • Debt collection1470%
  • Credit reporting630%

Top Southwest Collection Services problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 6
  • Debt was result of identity theft 2

Southwest Collection Services compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Southwest Collection ServicesDebt collection-0new100%30%-

Compare side by side: Southwest Collection Services vs Green Square · Southwest Collection Services vs EMoneyUSA · Southwest Collection Services vs Mullooly Jeffrey Rooney & Flynn · Southwest Collection Services vs Credit World Services

What people say about Southwest Collection Services

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Latest Southwest Collection Services complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Feb 13, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Dec 14, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftLAExplainedYes
Dec 3, 2022Credit reportingImproper use of your reportReporting company used your report improperlyTXFixedYes
May 13, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
May 9, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXFixedYes
Apr 28, 2022Credit reportingIncorrect information on your reportAccount information incorrectLAExplainedYes
Feb 2, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Jan 19, 2022Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTXExplainedYes
Oct 15, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursLAFixedYes
Aug 20, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftLAExplainedYes
Jul 4, 2021Credit reportingImproper use of your reportReporting company used your report improperlyLAFixedYes
Jun 8, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursLAFixedYes

Questions about Southwest Collection Services

How many complaints does Southwest Collection Services have?

Southwest Collection Services has 20 complaints on record since March 2020, including 0 in the last 12 months and 0 in the last 30 days.

Does Southwest Collection Services respond to complaints?

Yes. Southwest Collection Services answered 100% of its complaints on time (within 15 days) and closed 30% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Southwest Collection Services?
Is Southwest Collection Services legit?

Southwest Collection Services is a real company with a public complaint record: consumers have complained about it 20 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Southwest Collection Services legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Southwest Collection Services?

Complain to Southwest Collection Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Southwest Collection Services complaints come from?

Most come from Louisiana (14), Texas (5). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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