Credit reporting
Southwest Credit Systems credit reporting complaints
Consumers have filed 1,614 complaints about Southwest Credit Systems's credit reporting, 249 in the last 12 months (-46%). Southwest Credit Systems answered 100% on time and closed 100% with relief. See the whole Southwest Credit Systems record.
Southwest Credit Systems against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Southwest Credit Systems | 249 | 100% | 100% |
Latest Southwest Credit Systems credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 31, 2026 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | Fixed |
| Oct 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Oct 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Oct 21, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Oct 21, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Oct 15, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 11, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Fixed |
| Oct 9, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Oct 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 4, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Oct 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Sep 23, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Fixed |
| Sep 23, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Sep 23, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Sep 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Sep 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Sep 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Sep 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Sep 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Sep 2, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Fixed |
| Aug 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Aug 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Aug 26, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Aug 26, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Aug 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Aug 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Aug 19, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Aug 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Southwest Credit Systems
No comments yet. Start the conversation - questions are welcome too.