Credit reporting
Spotloan credit reporting complaints
Consumers have filed 24 complaints about Spotloan's credit reporting, 5 in the last 12 months. Spotloan answered 100% on time and closed 0% with relief. See the whole Spotloan record.
Spotloan against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Spotloan | 5 | 100% | 0% |
Latest Spotloan credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 31, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 9, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 27, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 23, 2025 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Jul 21, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 20, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 16, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 27, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 5, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 2, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 24, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 5, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 4, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 8, 2022 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
| Feb 18, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 27, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Nov 12, 2020 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Feb 15, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 14, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 25, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 8, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 9, 2018 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Mar 2, 2017 | Credit reporting | Incorrect information on credit reportReinserted previously deleted info | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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