Debt collection
Sterling & Associates debt collection complaints
Consumers have filed 26 complaints about Sterling & Associates's debt collection, 1 in the last 12 months. Sterling & Associates answered 0% on time and closed - with relief. See the whole Sterling & Associates record.
Sterling & Associates against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Sterling & Associates | 1 | 0% | - |
Latest Sterling & Associates debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 20, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Sep 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jan 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Dec 6, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Mar 20, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Dec 30, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Sep 20, 2022 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Nov 2, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Sep 22, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jul 28, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Mar 20, 2020 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | No timely reply |
| Jan 3, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Sep 12, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Aug 12, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jul 19, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Apr 20, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Dec 21, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Sep 6, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Aug 21, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Apr 4, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Mar 21, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Jan 30, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Dec 9, 2017 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Dec 6, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Mar 24, 2017 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Jul 19, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Sterling & Associates
No comments yet. Start the conversation - questions are welcome too.