Debt collector · complaint record
Sterling & Associates complaints
Filed under Sterling & Associates, LLC
Consumers have filed 32 complaints about Sterling & Associates since 2016, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 32
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since July 2016
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Mar 20, 2026
Most complained-about debt collectors
Sterling & Associates complaints by month
The busiest month was December 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Sterling & Associates answered all time
- Closed with explanation928.1%
- Untimely response2371.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Sterling & Associates complaints are about
Top Sterling & Associates problems
Inside "Took or threatened to take negative or legal action"
- Threatened to arrest you or take you to jail if you do not pay 10
- Threatened to sue you for very old debt 4
- Collected or attempted to collect exempt funds 1
Where Sterling & Associates complaints come from
Most complaints: Georgia (6), Ohio (3), Florida (3), Indiana (2), Tennessee (2).
Sterling & Associates compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Sterling & AssociatesDebt collection | - | 1 | - |
Compare side by side: Sterling & Associates vs Green Square · Sterling & Associates vs EMoneyUSA · Sterling & Associates vs Mullooly Jeffrey Rooney & Flynn · Sterling & Associates vs Credit World Services
What people say about Sterling & Associates
All experiencesNo experiences with Sterling & Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Sterling & Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 20, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Sep 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jan 11, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Dec 6, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Mar 20, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Dec 30, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Sep 20, 2022 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | No timely reply |
| Dec 28, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Nov 2, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Sep 22, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jul 28, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| May 3, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
Questions about Sterling & Associates
How many complaints does Sterling & Associates have?
Sterling & Associates has 32 complaints on record since July 2016, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Sterling & Associates respond to complaints?
Yes. Sterling & Associates answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Sterling & Associates?
The most common problems are false statements or representation (4), took or threatened to take negative or legal action (15), written notification about debt (3).
Is Sterling & Associates legit?
Sterling & Associates is a real company with a public complaint record: consumers have complained about it 32 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Sterling & Associates legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Sterling & Associates?
Complain to Sterling & Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Sterling & Associates complaints come from?
Most come from Georgia (6), Ohio (3), Florida (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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