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Credit reporting

Sunlight Financial credit reporting complaints

Consumers have filed 47 complaints about Sunlight Financial's credit reporting, 15 in the last 12 months. Sunlight Financial answered 53.3% on time and closed 0% with relief. See the whole Sunlight Financial record.

Sunlight Financial against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Sunlight Financial15new53.3%0%47

Every credit bureau ranked

Latest Sunlight Financial credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 21, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Oct 14, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsTXIn progressYes
Aug 28, 2026Credit reportingProblem with a company's investigation into an existing issueDifficulty submitting a dispute or getting information about a dispute over the phoneCTExplainedYes
Jul 22, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeMIExplainedNo
May 30, 2026Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedNo
Apr 21, 2026Credit reportingIncorrect information on your reportAccount information incorrectMEExplainedYes
Mar 31, 2026Credit reportingIncorrect information on your reportAccount information incorrectWAExplainedYes
Mar 24, 2026Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportOKExplainedNo
Mar 19, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedNo
Feb 15, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Feb 4, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedNo
Jan 16, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedNo
Dec 15, 2025Credit reportingIncorrect information on your reportPublic record information inaccurateAZExplainedYes
Dec 12, 2025Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedNo
Nov 21, 2025Credit reportingIncorrect information on your reportAccount information incorrectSCExplainedYes
Sep 25, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Sep 19, 2025Credit reportingIncorrect information on your reportAccount status incorrectLAExplainedYes
Aug 25, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Aug 24, 2025Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
May 5, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Mar 26, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Mar 3, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Feb 5, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Feb 3, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jan 17, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jan 1, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Dec 17, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Dec 14, 2024Credit reportingIncorrect information on your reportAccount information incorrectIAExplainedYes
Dec 10, 2024Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneCAExplainedYes
Nov 25, 2024Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysCAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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