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Payday & personal loans

Sunshine Loans payday & personal loans complaints

Consumers have filed 49 complaints about Sunshine Loans's payday & personal loans, 24 in the last 12 months. Sunshine Loans answered 100% on time and closed 13% with relief. See the whole Sunshine Loans record.

Sunshine Loans against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Sunshine Loans24new100%13%49

Every lender ranked

Latest Sunshine Loans payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Aug 11, 2025Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
Jul 4, 2025Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jun 26, 2025Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Jun 22, 2025Payday & personal loansCan't contact lender or servicerCAExplainedYes
Jun 6, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountCAMoney backYes
Jun 4, 2025Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
May 21, 2025Payday & personal loansStruggling to pay your loanCAExplainedYes
Apr 30, 2025Payday & personal loansStruggling to pay your loanTXMoney backYes
Apr 11, 2025Payday & personal loansLoan payment wasn't credited to your accountMOExplainedYes
Mar 12, 2025Payday & personal loansReceived a loan you didn't apply forCAExplainedYes
Sep 27, 2024Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountCAMoney backYes
Sep 11, 2024Payday & personal loansWas approved for a loan, but didn't receive the moneyMSExplainedYes
Jun 24, 2024Payday & personal loansCan't stop withdrawals from your bank accountUTExplainedYes
May 28, 2024Payday & personal loansCharged fees or interest you didn't expectWIMoney backYes
Mar 25, 2024Payday & personal loansGetting the loanTXExplainedYes
Oct 14, 2022Payday & personal loansCan't stop withdrawals from your bank accountTXMoney backYes
Oct 2, 2022Payday & personal loansCharged fees or interest you didn't expectTXMoney backYes
Aug 29, 2022Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Dec 14, 2020Payday & personal loansStruggling to pay your loanTXMoney backYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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