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Payday & personal loans

Sunshine Loans payday & personal loans complaints

Consumers have filed 49 complaints about Sunshine Loans's payday & personal loans, 24 in the last 12 months. Sunshine Loans answered 100% on time and closed 13% with relief. See the whole Sunshine Loans record.

Sunshine Loans against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Sunshine Loans24new100%13%49

Every lender ranked

Latest Sunshine Loans payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Payday & personal loansCharged fees or interest you didn't expectALIn progressYes
Aug 28, 2026Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Aug 23, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Jul 21, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Jul 13, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jun 29, 2026Payday & personal loansCan't contact lender or servicerTXExplainedYes
Jun 28, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountCAExplainedYes
Jun 26, 2026Payday & personal loansReceived a loan you didn't apply forTXFixedYes
Jun 6, 2026Payday & personal loansCan't contact lender or servicerTXExplainedYes
Jun 5, 2026Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
Jun 1, 2026Payday & personal loansCan't contact lender or servicerTXExplainedYes
May 23, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
May 21, 2026Payday & personal loansProblem with the payoff process at the end of the loanWIExplainedYes
May 12, 2026Payday & personal loansProblem with the payoff process at the end of the loanTXMoney backYes
May 11, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseARExplainedYes
May 1, 2026Payday & personal loansReceived a loan you didn't apply forTXMoney backYes
Apr 2, 2026Payday & personal loansProblem when making paymentsTXExplainedYes
Mar 30, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Mar 13, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Jan 13, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Dec 15, 2025Payday & personal loansCan't contact lender or servicerTXExplainedYes
Nov 25, 2025Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Nov 23, 2025Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Nov 23, 2025Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Nov 11, 2025Payday & personal loansProblems receiving the advanceCAExplainedYes
Oct 30, 2025Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Sep 30, 2025Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Sep 17, 2025Payday & personal loansGetting the loanTXExplainedYes
Aug 30, 2025Payday & personal loansCharged fees or interest you didn't expectTXFixedYes
Aug 29, 2025Payday & personal loansStruggling to pay your loanTXExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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