Debt collection
Texas Guaranteed debt collection complaints
Consumers have filed 123 complaints about Texas Guaranteed's debt collection, 21 in the last 12 months (-16%). Texas Guaranteed answered 100% on time and closed 0% with relief. See the whole Texas Guaranteed record.
Texas Guaranteed against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Texas Guaranteed | 21 | 100% | 0% |
Latest Texas Guaranteed debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 24, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 18, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 21, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 12, 2021 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jul 18, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 7, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 5, 2021 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 21, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 28, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 21, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 5, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 12, 2020 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Oct 18, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 13, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 12, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 29, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 20, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 19, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 20, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 14, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 2, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 1, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 17, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 25, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 18, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 17, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 9, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 18, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 30, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 14, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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