Debt collection
Texas Guaranteed debt collection complaints
Consumers have filed 123 complaints about Texas Guaranteed's debt collection, 21 in the last 12 months (-16%). Texas Guaranteed answered 100% on time and closed 0% with relief. See the whole Texas Guaranteed record.
Texas Guaranteed against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Texas Guaranteed | 21 | 100% | 0% |
Latest Texas Guaranteed debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 4, 2018 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Nov 29, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 26, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 3, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 19, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 22, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 16, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 23, 2018 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Feb 7, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 4, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 3, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 26, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 2, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 16, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 21, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 11, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 7, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 7, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 22, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 3, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 23, 2017 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Explained |
| Mar 22, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 10, 2017 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Mar 1, 2017 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Feb 24, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jan 29, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 15, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jun 14, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 1, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Money back |
| Mar 1, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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