Credit bureau · complaint record
The Borrowing Club complaints
Consumers have filed 2 complaints about The Borrowing Club since 2020, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since May 2020
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Mar 1, 2023
The Borrowing Club complaints by month
The busiest month was May 2020 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How The Borrowing Club answered all time
- Closed with explanation2100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What The Borrowing Club complaints are about
Top The Borrowing Club problems
Inside "Improper use of your report"
- Reporting company used your report improperly 1
The Borrowing Club compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | The Borrowing ClubCredit reporting | - | 0 | - |
Compare side by side: The Borrowing Club vs Apple Financing · The Borrowing Club vs Nav Technologies · The Borrowing Club vs Opportunity Fund · The Borrowing Club vs Heritage Financial Group
What people say about The Borrowing Club
All experiencesNo experiences with The Borrowing Club yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest The Borrowing Club complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 1, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 30, 2020 | Payday & personal loans | Getting the loan | Explained |
Questions about The Borrowing Club
How many complaints does The Borrowing Club have?
The Borrowing Club has 2 complaints on record since May 2020, including 0 in the last 12 months and 0 in the last 30 days.
Does The Borrowing Club respond to complaints?
Yes. The Borrowing Club answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with The Borrowing Club?
The most common problems are improper use of your report (1), getting the loan (1).
Is The Borrowing Club legit?
The Borrowing Club is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is The Borrowing Club legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against The Borrowing Club?
Complain to The Borrowing Club in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most The Borrowing Club complaints come from?
Most come from California (1), Massachusetts (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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