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Debt collection

Top Line Collectors debt collection complaints

Consumers have filed 62 complaints about Top Line Collectors's debt collection, 53 in the last 12 months. Top Line Collectors answered 100% on time and closed 0% with relief. See the whole Top Line Collectors record.

Top Line Collectors against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Top Line Collectors53new100%0%62

Every debt collector ranked

Latest Top Line Collectors debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 12, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMIIn progressYes
Nov 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Oct 27, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtWAExplainedYes
Oct 16, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtALExplainedYes
Oct 8, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtIDExplainedYes
Oct 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Oct 1, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingNVExplainedYes
Oct 1, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Oct 1, 2026Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Sep 19, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtWAExplainedYes
Sep 16, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingILExplainedYes
Sep 4, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Aug 25, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountSCExplainedYes
Aug 18, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNYExplainedYes
Jul 25, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Jul 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jul 16, 2026Debt collectionElectronic communicationsContacted before 8am or after 9pmFLExplainedYes
Jul 5, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMDExplainedYes
Jun 13, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 1, 2026Debt collectionElectronic communicationsFrequent or repeated messagesILExplainedYes
May 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
May 26, 2026Debt collectionElectronic communicationsFrequent or repeated messagesILExplainedYes
May 23, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
May 20, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMDExplainedYes
May 18, 2026Debt collectionElectronic communicationsFrequent or repeated messagesFLExplainedYes
May 15, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
May 10, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNCExplainedYes
May 10, 2026Debt collectionElectronic communicationsFrequent or repeated messagesGAExplainedYes
May 9, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingGAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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