Credit reporting
Two Dots credit reporting complaints
Consumers have filed 9 complaints about Two Dots's credit reporting, 7 in the last 12 months. Two Dots answered 85.7% on time and closed 0% with relief. See the whole Two Dots record.
Two Dots against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Two Dots | 7 | 85.7% | 0% |
Latest Two Dots credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 19, 2026 | Credit reporting | Problem with a company's investigation into an existing issueDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| May 5, 2026 | Credit reporting | Incorrect information on your reportInformation that should be on the report is missing | Explained |
| Mar 3, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Feb 12, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 7, 2026 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| Dec 20, 2025 | Credit reporting | Problem with a company's investigation into an existing issueDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Dec 15, 2025 | Credit reporting | Incorrect information on your reportInformation that should be on the report is missing | Explained |
| Jun 12, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 17, 2025 | Credit reporting | Identity theft protection or other monitoring servicesDidn't receive services that were advertised | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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