Credit reporting
Umpqua credit reporting complaints
Consumers have filed 10 complaints about Umpqua's credit reporting. See the whole Umpqua record.
Umpqua against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Umpqua | 0 | - | - |
Latest Umpqua credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 6, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 23, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 8, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 17, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jan 21, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Oct 27, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 17, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 13, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 16, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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