Debt collection
United Acceptance debt collection complaints
Consumers have filed 23 complaints about United Acceptance's debt collection. See the whole United Acceptance record.
United Acceptance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | United Acceptance | 0 | - | - |
Latest United Acceptance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 4, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 7, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 26, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 16, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 23, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jul 9, 2018 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 25, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 12, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 1, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 1, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 24, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 30, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 12, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 29, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 17, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 3, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 28, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 6, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 14, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 14, 2017 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Aug 3, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 21, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Jan 4, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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