Debt collector · complaint record
United Acceptance complaints
Filed under United Acceptance Inc.
Consumers have filed 51 complaints about United Acceptance since 2014, none in the last 12 months. It answered 90.2% on time and closed 6% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 51
- Last 12 months
- 0
- Answered on time
- 90.2%
- Closed with relief
- 6%
- Last 30 days
- 0
- Rank
- -
Since January 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 14, 2020
United Acceptance complaints by month
The busiest month was January 2018 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How United Acceptance answered all time
- Closed with monetary relief12%
- Closed with non-monetary relief23.9%
- Closed with explanation4894.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What United Acceptance complaints are about
Top United Acceptance problems
Inside "Incorrect information on your report"
- Account status incorrect 3
- Information belongs to someone else 3
- Old information reappears or never goes away 2
- Account information incorrect 2
Where United Acceptance complaints come from
Most complaints: Georgia (11), Florida (8), South Carolina (6), Texas (6), North Carolina (4).
United Acceptance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | United AcceptanceDebt collection | - | 0 | - |
Compare side by side: United Acceptance vs Green Square · United Acceptance vs EMoneyUSA · United Acceptance vs Mullooly Jeffrey Rooney & Flynn · United Acceptance vs Credit World Services
What people say about United Acceptance
All experiencesNo experiences with United Acceptance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest United Acceptance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 14, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 4, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 12, 2020 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 7, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 26, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 2, 2020 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Apr 30, 2020 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Money back |
| Jan 14, 2020 | Auto loans & leases | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 6, 2019 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Aug 22, 2019 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Aug 16, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 1, 2019 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
Questions about United Acceptance
How many complaints does United Acceptance have?
United Acceptance has 51 complaints on record since January 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does United Acceptance respond to complaints?
Yes. United Acceptance answered 90.2% of its complaints on time (within 15 days) and closed 6% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with United Acceptance?
The most common problems are incorrect information on your report (10), attempts to collect debt not owed (8), managing the loan or lease (6).
Is United Acceptance legit?
United Acceptance is a real company with a public complaint record: consumers have complained about it 51 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is United Acceptance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against United Acceptance?
Complain to United Acceptance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most United Acceptance complaints come from?
Most come from Georgia (11), Florida (8), South Carolina (6). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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