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Debt collection

United Debt Counselors debt collection complaints

Consumers have filed 18 complaints about United Debt Counselors's debt collection, 1 in the last 12 months. United Debt Counselors answered 0% on time and closed - with relief. See the whole United Debt Counselors record.

United Debt Counselors against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13United Debt Counselors1new0%-18

Every debt collector ranked

Latest United Debt Counselors debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jan 30, 2026Debt collectionCommunication tacticsFrequent or repeated callsSCNo timely replyNo
Jul 8, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountNYMoney backYes
Apr 30, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Feb 4, 2020Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialTXExplainedYes
Jan 26, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Jan 8, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Oct 27, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedNo
Sep 28, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingVAExplainedYes
Jun 21, 2019Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtCAExplainedYes
May 14, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Apr 22, 2019Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyNYExplainedYes
Mar 19, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Mar 6, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCAExplainedYes
Feb 5, 2019Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jan 9, 2019Debt collectionCommunication tacticsFrequent or repeated callsMIExplainedYes
Apr 24, 2018Debt collectionFalse statements or representationAttempted to collect wrong amount-Money backYes
Jul 15, 2017Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtFLExplainedYes
Feb 1, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtAZExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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