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Debt collector · complaint record

United Debt Counselors complaints

Consumers have filed 38 complaints about United Debt Counselors since 2017, 1 of them in the last 12 months. It answered 0% on time and closed 35% with relief for the customer. The most common problem is communication tactics.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
38

Since February 2017

Last 12 months
1

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
35%

Typical debt collector: 24%

Last 30 days
0

Newest: Jan 30, 2026

Rank
#1,510 of 1,963

Most complained-about debt collectors

United Debt Counselors complaints by month

The busiest month was March 2019 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How United Debt Counselors answered all time

  • Closed with monetary relief821.1%
  • Closed with non-monetary relief513.2%
  • Closed with explanation2463.2%
  • Untimely response12.6%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What United Debt Counselors complaints are about

  • Debt collection1847%
  • Debt relief & credit repair1847%
  • Bank accounts13%
  • Credit cards13%

Top United Debt Counselors problems

Where United Debt Counselors complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: New York (10), California (6), Texas (4), Virginia (3), Florida (3).

United Debt Counselors compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8United Debt CounselorsDebt collection-1new0%35%-

Compare side by side: United Debt Counselors vs Green Square · United Debt Counselors vs EMoneyUSA · United Debt Counselors vs Mullooly Jeffrey Rooney & Flynn · United Debt Counselors vs Credit World Services

What people say about United Debt Counselors

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Latest United Debt Counselors complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jan 30, 2026Debt collectionCommunication tacticsFrequent or repeated callsSCNo timely replyNo
Feb 15, 2023Debt relief & credit repairUnexpected or other feesTXFixedYes
Jul 8, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountNYMoney backYes
May 5, 2022Debt relief & credit repairConfusing or misleading advertising or marketingCAMoney backYes
Feb 8, 2022Debt relief & credit repairFraud or scamCAMoney backYes
Mar 10, 2021Debt relief & credit repairFraud or scamCAMoney backYes
Jun 3, 2020Debt relief & credit repairConfusing or misleading advertising or marketingVAExplainedYes
Apr 30, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Feb 4, 2020Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialTXExplainedYes
Jan 30, 2020Debt relief & credit repairConfusing or missing disclosuresAZExplainedYes
Jan 26, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Jan 8, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes

Questions about United Debt Counselors

How many complaints does United Debt Counselors have?

United Debt Counselors has 38 complaints on record since February 2017, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does United Debt Counselors respond to complaints?

Yes. United Debt Counselors answered 0% of its complaints on time (within 15 days) and closed 35% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with United Debt Counselors?

The most common problems are communication tactics (4), fraud or scam (10), false statements or representation (7).

Is United Debt Counselors legit?

United Debt Counselors is a real company with a public complaint record: consumers have complained about it 38 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is United Debt Counselors legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against United Debt Counselors?

Complain to United Debt Counselors in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most United Debt Counselors complaints come from?

Most come from New York (10), California (6), Texas (4). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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