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Debt collection

United Debt debt collection complaints

Consumers have filed 76 complaints about United Debt's debt collection. See the whole United Debt record.

United Debt against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13United Debt0new--76

Every debt collector ranked

Latest United Debt debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 18, 2020Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopOHNo timely replyNo
Jul 25, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCANo timely replyNo
Jun 4, 2020Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Feb 25, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtNEExplainedYes
Sep 27, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Jul 22, 2019Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Mar 15, 2019Debt collectionCommunication tacticsFrequent or repeated callsPAExplainedNo
Mar 14, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Jan 19, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingARExplainedNo
Sep 17, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Aug 17, 2018Debt collectionCommunication tacticsFrequent or repeated callsNYExplainedYes
Aug 11, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtMIExplainedYes
May 31, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountMDExplainedYes
Feb 6, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payOHExplainedYes
Dec 22, 2017Debt collectionWritten notification about debtDidn't receive notice of right to disputeINExplainedYes
Dec 8, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
Nov 21, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Sep 22, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payTXExplainedYes
Sep 14, 2017Debt collectionWritten notification about debtDidn't receive notice of right to disputeMDExplainedYes
Sep 13, 2017Debt collectionThreatened to contact someone or share information improperlyContacted your employerCAExplainedYes
Sep 6, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtOHExplainedYes
Aug 25, 2017Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageILExplainedYes
Aug 25, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
Aug 6, 2017Debt collectionThreatened to contact someone or share information improperlyContacted your employerOHExplainedYes
Feb 21, 2017Debt collectionCommunication tacticsThreatened to take legal actionFLExplainedYes
Feb 9, 2017Debt collectionCont'd attempts collect debt not owedDebt was paidINExplainedYes
Dec 16, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineTXExplainedYes
Oct 21, 2016Debt collectionCommunication tacticsThreatened to take legal actionCAClosedYes
Oct 19, 2016Debt collectionCommunication tacticsThreatened to take legal actionCAExplainedYes
Oct 18, 2016Debt collectionFalse statements or representationImpersonated an attorney or officialFLExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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