Debt collector · complaint record
United Debt complaints
Filed under United Debt Holdings, LLC
Consumers have filed 92 complaints about United Debt since 2013, none in the last 12 months. It answered 84.8% on time and closed 2% with relief for the customer. The most common problem is taking/threatening an illegal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 92
- Last 12 months
- 0
- Answered on time
- 84.8%
- Closed with relief
- 2%
- Last 30 days
- 0
- Rank
- -
Since December 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 18, 2020
United Debt complaints by month
The busiest month was September 2017 (8 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How United Debt answered all time
- Closed with monetary relief11.1%
- Closed with non-monetary relief11.1%
- Closed with explanation6368.5%
- Closed2527.2%
- Untimely response22.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What United Debt complaints are about
Top United Debt problems
Inside "Taking/threatening an illegal action"
- Threatened arrest/jail if do not pay 15
- Sued where didn't live/sign for debt 2
- Threatened to sue on too old debt 1
Where United Debt complaints come from
Most complaints: Texas (22), California (12), Ohio (9), Florida (8), Illinois (5).
United Debt compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | United DebtDebt collection | - | 0 | - |
Compare side by side: United Debt vs Green Square · United Debt vs EMoneyUSA · United Debt vs Mullooly Jeffrey Rooney & Flynn · United Debt vs Credit World Services
What people say about United Debt
All experiencesNo experiences with United Debt yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest United Debt complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 18, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | No timely reply |
| Jul 25, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jun 4, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 2, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 25, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 27, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 22, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 30, 2019 | Payday & personal loans | Can't contact lender or servicer | Explained |
| Mar 15, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 14, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 19, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 17, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
Questions about United Debt
How many complaints does United Debt have?
United Debt has 92 complaints on record since December 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does United Debt respond to complaints?
Yes. United Debt answered 84.8% of its complaints on time (within 15 days) and closed 2% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with United Debt?
The most common problems are taking/threatening an illegal action (18), communication tactics (14), took or threatened to take negative or legal action (8).
Is United Debt legit?
United Debt is a real company with a public complaint record: consumers have complained about it 92 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is United Debt legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against United Debt?
Complain to United Debt in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most United Debt complaints come from?
Most come from Texas (22), California (12), Ohio (9). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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