Debt collection
United Guaranty debt collection complaints
Consumers have filed 19 complaints about United Guaranty's debt collection. See the whole United Guaranty record.
United Guaranty against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | United Guaranty | 0 | - | - |
Latest United Guaranty debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 15, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 27, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 18, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 8, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 21, 2017 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Apr 14, 2017 | Debt collection | Taking/threatening an illegal actionAttempted to/Collected exempt funds | Explained |
| Jun 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 20, 2016 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Dec 12, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| May 22, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 1, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 20, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 17, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jul 7, 2014 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| May 28, 2014 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| May 7, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Apr 17, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Sep 27, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 4, 2013 | Debt collection | Taking/threatening an illegal actionSued where didn't live/sign for debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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