Debt collection
Universal Acceptance debt collection complaints
Consumers have filed 76 complaints about Universal Acceptance's debt collection, 23 in the last 12 months. Universal Acceptance answered 100% on time and closed 0% with relief. See the whole Universal Acceptance record.
Universal Acceptance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Universal Acceptance | 23 | 100% | 0% |
Latest Universal Acceptance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 23, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 13, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 25, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 5, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 7, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Sep 2, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Mar 14, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Mar 5, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Jun 27, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| May 30, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Fixed |
| Feb 3, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Fixed |
| Aug 21, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Aug 12, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Aug 12, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Fixed |
| Dec 19, 2014 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Fixed |
| Nov 20, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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