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Debt collection

Uscb debt collection complaints

Consumers have filed 450 complaints about Uscb's debt collection, 134 in the last 12 months (+22%). Uscb answered 98.5% on time and closed 0% with relief. See the whole Uscb record.

Uscb against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Uscb134+22%98.5%0%450

Every debt collector ranked

Latest Uscb debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 8, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 4, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMDExplainedYes
Jul 1, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jun 30, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Jun 28, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 25, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtORExplainedYes
Jun 24, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftAZExplainedYes
Jun 19, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jun 19, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Jun 15, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Jun 14, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jun 13, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Jun 13, 2025Debt collectionAttempts to collect debt not owedDebt was paidVAExplainedYes
Jun 12, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Jun 11, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftVAExplainedYes
Jun 9, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
May 31, 2025Debt collectionAttempts to collect debt not owedDebt was paidVAExplainedYes
May 29, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
May 29, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeSCExplainedYes
May 26, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
May 20, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
May 11, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Apr 23, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Apr 23, 2025Debt collectionCommunication tacticsFrequent or repeated callsVAExplainedYes
Apr 21, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Apr 19, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSCExplainedYes
Apr 15, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Apr 9, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursRIExplainedYes
Apr 7, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Apr 3, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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