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Debt collection

Uscb debt collection complaints

Consumers have filed 450 complaints about Uscb's debt collection, 134 in the last 12 months (+22%). Uscb answered 98.5% on time and closed 0% with relief. See the whole Uscb record.

Uscb against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Uscb134+22%98.5%0%450

Every debt collector ranked

Latest Uscb debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 9, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Oct 7, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Oct 3, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNMExplainedYes
Oct 1, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMAExplainedYes
Oct 1, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Sep 29, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Sep 24, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Sep 14, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Sep 13, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedYes
Sep 12, 2025Debt collectionCommunication tacticsCalled before 8am or after 9pmORExplainedYes
Sep 11, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Sep 8, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftNJExplainedYes
Sep 5, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountPAExplainedYes
Sep 2, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Sep 2, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTNExplainedYes
Aug 29, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Aug 29, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 23, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Aug 21, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Aug 21, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Aug 21, 2025Debt collectionAttempts to collect debt not owedDebt was paidSCExplainedYes
Aug 15, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftDEExplainedYes
Aug 8, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jul 30, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Jul 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Jul 23, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jul 21, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountPAExplainedYes
Jul 17, 2025Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingILExplainedYes
Jul 15, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedYes
Jul 9, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMIExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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