Debt relief & credit repair
V and H Portfolio debt relief & credit repair complaints
Consumers have filed 11 complaints about V and H Portfolio's debt relief & credit repair, 4 in the last 12 months. V and H Portfolio answered 100% on time and closed 0% with relief. See the whole V and H Portfolio record.
V and H Portfolio against other debt relief & credit repair companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Experian | 351 | 100% | 10% |
| 2 | Equifax | 256 | 100% | 32% |
| 3 | TransUnion | 249 | 100% | 58% |
| 4 | Consumer Financial Services Solutions | 224 | 68.8% | 0% |
| 5 | National Debt Relief | 180 | 98.9% | 0% |
| 6 | Encore Capital (Midland Credit) | 146 | 100% | 23% |
| 7 | Freedom Financial Network | 96 | 100% | 27% |
| 8 | Resurgent Capital Services | 93 | 100% | 21% |
| 9 | The J. G. Wentworth | 91 | 100% | 0% |
| 10 | Capital One | 86 | 100% | 16% |
| 11 | Kikoff | 72 | 100% | 0% |
| 12 | Americor Funding | 54 | 100% | 0% |
| 13 | V and H Portfolio | 4 | 100% | 0% |
Latest V and H Portfolio debt relief & credit repair complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 19, 2026 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Apr 26, 2026 | Debt relief & credit repair | Unauthorized withdrawals or charges | Explained |
| Mar 16, 2026 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Nov 18, 2025 | Debt relief & credit repair | Unauthorized withdrawals or charges | Explained |
| Jun 1, 2025 | Debt relief & credit repair | Confusing or misleading advertising or marketing | Explained |
| Feb 13, 2025 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Jan 30, 2025 | Debt relief & credit repair | Problem with customer service | Explained |
| Jan 7, 2025 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Dec 3, 2023 | Debt relief & credit repair | Charged upfront or unexpected fees | Explained |
| Sep 14, 2023 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Aug 22, 2023 | Debt relief & credit repair | Excessive fees | Explained |
Your rights with debt relief & credit repair companies
The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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