Debt collector · complaint record
V and H Portfolio complaints
Consumers have filed 4,069 complaints about V and H Portfolio since 2016, 1,642 of them in the last 12 months (+66% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed. It is the 28th most complained-about of 1,963 debt collectors this year.
Weak response record. How it works
- Complaints on record
- 4,069
- Last 12 months
- 1,642
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 97
- Rank
- #28 of 1,963
Since March 2016
+66% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 9, 2026
Most complained-about debt collectors
V and H Portfolio complaints by month
The busiest month was March 2026 (183 complaints). Complaints in the last 12 months are up 66% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How V and H Portfolio answered last 12 months
- Closed with explanation1,63999.8%
- In progress30.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend3/15+66% vs last year
What V and H Portfolio complaints are about
Top V and H Portfolio problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 1,013
- Debt was result of identity theft 440
- Debt was paid 92
- Debt was already discharged in bankruptcy and is no longer owed 26
Where V and H Portfolio complaints come from
Most complaints: Texas (1,129), Florida (624), California (324), South Carolina (243), Georgia (209).
V and H Portfolio compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Fair Collections & OutsourcingDebt collection | 50 | 1,865 | C |
| 2 | ProCollectDebt collection | 17 | 1,820 | F |
| 3 | Ability Recovery ServicesDebt collection | 30 | 1,695 | F |
| 4 | Sequium Asset SolutionsDebt collection | 89 | 1,647 | A |
| 5 | V and H PortfolioDebt collection | 48 | 1,642 | D |
| 6 | Security Credit ServicesDebt collection | 50 | 1,629 | C |
| 7 | Possible FinanceDebt collection | 34 | 1,578 | F |
| 8 | Central Portfolio ControlDebt collection | 50 | 1,531 | C |
Compare side by side: V and H Portfolio vs Fair Collections & Outsourcing · V and H Portfolio vs ProCollect · V and H Portfolio vs Ability Recovery Services · V and H Portfolio vs Sequium Asset Solutions
What people say about V and H Portfolio
All experiencesNo experiences with V and H Portfolio yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest V and H Portfolio complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about V and H Portfolio
How many complaints does V and H Portfolio have?
V and H Portfolio has 4,069 complaints on record since March 2016, including 1,642 in the last 12 months and 97 in the last 30 days. That makes it number 88 of every company by complaints this year.
Does V and H Portfolio respond to complaints?
Yes. V and H Portfolio answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 48/100 (grade D).
What do people complain about most with V and H Portfolio?
The most common problems are attempts to collect debt not owed (1,571), took or threatened to take negative or legal action (407), written notification about debt (646).
Is V and H Portfolio legit?
V and H Portfolio is a real company with a public complaint record: consumers have complained about it 4,069 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is V and H Portfolio legit? for the signals, red flags and how to protect yourself.
Are complaints about V and H Portfolio going up or down?
Up. There were 1,642 complaints in the last 12 months against 988 in the 12 before (+66%). See every month.
How do I file a complaint against V and H Portfolio?
Complain to V and H Portfolio in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most V and H Portfolio complaints come from?
Most come from Texas (1,129), Florida (624), California (324). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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