Credit reporting
Valley Collection Service credit reporting complaints
Consumers have filed 15 complaints about Valley Collection Service's credit reporting, 3 in the last 12 months. Valley Collection Service answered 100% on time and closed 67% with relief. See the whole Valley Collection Service record.
Valley Collection Service against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Valley Collection Service | 3 | 100% | 67% |
Latest Valley Collection Service credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 23, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
| Mar 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Jan 28, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Apr 25, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Apr 1, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Jan 3, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Fixed |
| Nov 13, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 9, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 4, 2024 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Aug 24, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Jul 22, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Aug 12, 2023 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Dec 19, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 8, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Aug 9, 2017 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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