Debt collection
Valor Intelligent Processing debt collection complaints
Consumers have filed 395 complaints about Valor Intelligent Processing's debt collection, 171 in the last 12 months (+185%). Valor Intelligent Processing answered 99.4% on time and closed 0% with relief. See the whole Valor Intelligent Processing record.
Valor Intelligent Processing against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Valor Intelligent Processing | 171 | 99.4% | 0% |
Latest Valor Intelligent Processing debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 14, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 6, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 29, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Mar 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 13, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 11, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 10, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 4, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Mar 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 22, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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