Debt collection
Valor Intelligent Processing debt collection complaints
Consumers have filed 395 complaints about Valor Intelligent Processing's debt collection, 171 in the last 12 months (+185%). Valor Intelligent Processing answered 99.4% on time and closed 0% with relief. See the whole Valor Intelligent Processing record.
Valor Intelligent Processing against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Valor Intelligent Processing | 171 | 99.4% | 0% |
Latest Valor Intelligent Processing debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 17, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 17, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Feb 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 8, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 4, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jan 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 23, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 13, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 31, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 31, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 29, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 26, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 24, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 22, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 19, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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