Credit bureau · complaint record
VStar Financial complaints
Filed under VStar Financial, LLC
Consumers have filed 2 complaints about VStar Financial since 2023, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since June 2023
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 23, 2026
Most complained-about credit bureaus & report companies
VStar Financial complaints by month
The busiest month was June 2023 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How VStar Financial answered all time
- Closed with explanation150%
- Untimely response150%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What VStar Financial complaints are about
Top VStar Financial problems
Inside "Incorrect information on your report"
- Account status incorrect 1
VStar Financial compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | VStar FinancialCredit reporting | - | 1 | - |
Compare side by side: VStar Financial vs Apple Financing · VStar Financial vs Nav Technologies · VStar Financial vs Opportunity Fund · VStar Financial vs Heritage Financial Group
What people say about VStar Financial
All experiencesNo experiences with VStar Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest VStar Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 23, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Jun 5, 2023 | Auto loans & leases | Improper use of your reportReporting company used your report improperly | Explained |
Questions about VStar Financial
How many complaints does VStar Financial have?
VStar Financial has 2 complaints on record since June 2023, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does VStar Financial respond to complaints?
Yes. VStar Financial answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with VStar Financial?
The most common problems are incorrect information on your report (1), improper use of your report (1).
Is VStar Financial legit?
VStar Financial is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is VStar Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against VStar Financial?
Complain to VStar Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most VStar Financial complaints come from?
Most come from Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about VStar Financial
No comments yet. Start the conversation - questions are welcome too.