Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collection

We Collect debt collection complaints

Consumers have filed 61 complaints about We Collect's debt collection, 5 in the last 12 months. We Collect answered 20% on time and closed 0% with relief. See the whole We Collect record.

We Collect against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13We Collect5new20%0%61

Every debt collector ranked

Latest We Collect debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 20, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialORExplainedNo
Jul 14, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountIDExplainedNo
Jun 25, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedYes
Jun 4, 2026Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtORExplainedNo
Jan 27, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedNo
Oct 21, 2025Debt collectionAttempts to collect debt not owedDebt was paidORExplainedNo
Jun 1, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Mar 10, 2025Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Mar 10, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Aug 27, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtORExplainedYes
Aug 2, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedYes
Jun 30, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
May 30, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
May 14, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Apr 16, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeORExplainedYes
Mar 16, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedYes
Jul 22, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
May 25, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtORExplainedYes
Feb 27, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeORExplainedNo
Jan 29, 2022Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtORExplainedNo
Oct 22, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedNo
Oct 14, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursORExplainedNo
Jul 8, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursORExplainedNo
Apr 27, 2021Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitORExplainedNo
Mar 7, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtORExplainedNo
Mar 3, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAExplainedNo
Sep 29, 2020Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWAExplainedNo
Apr 14, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedNo
Jul 10, 2019Debt collectionAttempts to collect debt not owedDebt was paidORExplainedYes
Jun 10, 2019Debt collectionAttempts to collect debt not owedDebt was paidORExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about We Collect

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience