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Debt collection

We Collect debt collection complaints

Consumers have filed 61 complaints about We Collect's debt collection, 5 in the last 12 months. We Collect answered 20% on time and closed 0% with relief. See the whole We Collect record.

We Collect against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13We Collect5new20%0%61

Every debt collector ranked

Latest We Collect debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 7, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountIDExplainedYes
Mar 26, 2019Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedORExplainedYes
Nov 14, 2018Debt collectionWritten notification about debtDidn't receive notice of right to disputeORExplainedYes
Jun 11, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursORExplainedYes
Apr 10, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursORExplainedYes
Mar 29, 2018Debt collectionAttempts to collect debt not owedDebt is not yours-ExplainedYes
Feb 15, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtORExplainedYes
Feb 8, 2018Debt collectionWritten notification about debtDidn't receive notice of right to disputeORExplainedYes
Aug 28, 2017Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Aug 23, 2017Debt collectionCommunication tacticsFrequent or repeated callsORExplainedYes
Aug 19, 2017Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAExplainedYes
Aug 17, 2017Debt collectionWritten notification about debtDidn't receive notice of right to disputeWAExplainedYes
Jul 17, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Apr 5, 2017Debt collectionDisclosure verification of debtRight to dispute notice not receivedORExplainedYes
Mar 31, 2017Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtORExplainedYes
Jan 25, 2017Debt collectionCont'd attempts collect debt not owedDebt was paidORExplainedYes
Oct 6, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtORExplainedYes
Sep 5, 2016Debt collectionDisclosure verification of debtRight to dispute notice not receivedORExplainedYes
Jun 7, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedYes
May 24, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mine-ExplainedYes
Mar 24, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineORExplainedYes
Mar 9, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtORFixedYes
Jan 29, 2016Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyORExplainedYes
Jan 23, 2016Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyORExplainedNo
Nov 23, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mine-ExplainedYes
Sep 18, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineORExplainedYes
Jun 25, 2015Debt collectionImproper contact or sharing of infoContacted employer after asked not toCAExplainedYes
Mar 24, 2015Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedYes
Feb 24, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtORExplainedYes
Jun 4, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineORFixedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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