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Debt collection

West Coast Servicing debt collection complaints

Consumers have filed 16 complaints about West Coast Servicing's debt collection. See the whole West Coast Servicing record.

West Coast Servicing against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13West Coast Servicing0new--16

Every debt collector ranked

Latest West Coast Servicing debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 18, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountORExplainedYes
May 19, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 6, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Aug 7, 2024Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyNVExplainedYes
Mar 21, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Feb 26, 2024Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyPAExplainedYes
Feb 18, 2024Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtGAExplainedYes
Jul 6, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeNYExplainedYes
Oct 5, 2021Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedOHExplainedYes
Jun 11, 2020Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialAZExplainedYes
Apr 24, 2020Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedILExplainedYes
May 13, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtMDExplainedYes
Jan 31, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
May 8, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Feb 26, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Dec 20, 2017Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyNCExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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