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Debt collection

Wheels Financial Group debt collection complaints

Consumers have filed 122 complaints about Wheels Financial Group's debt collection, 17 in the last 12 months (-45%). Wheels Financial Group answered 100% on time and closed 0% with relief. See the whole Wheels Financial Group record.

Wheels Financial Group against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Wheels Financial Group17-45%100%0%122

Every debt collector ranked

Latest Wheels Financial Group debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 25, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Sep 9, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jul 27, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedARExplainedYes
Jul 16, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedYes
Jul 16, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedYes
Jun 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedLAExplainedYes
Jun 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountVAExplainedYes
May 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Mar 1, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Feb 12, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Feb 9, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMIExplainedYes
Jan 22, 2026Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Jan 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Dec 3, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Dec 3, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Dec 1, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Nov 26, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Nov 14, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Oct 21, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Oct 7, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Oct 3, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Sep 19, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMIExplainedYes
Sep 1, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Aug 29, 2025Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingVAExplainedYes
Aug 26, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtMOExplainedYes
Aug 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountSCExplainedYes
Jul 16, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountVAExplainedYes
Jun 26, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Jun 18, 2025Debt collectionAttempts to collect debt not owedDebt was paidAZExplainedYes
Jun 18, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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