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Auto lender · complaint record

Win-Win complaints

Consumers have filed 4 complaints about Win-Win since 2023, 1 of them in the last 12 months. It answered 0% on time and closed 33% with relief for the customer. The most common problem is problem with a company's investigation into an existing problem.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
4

Since May 2023

Last 12 months
1

new vs the year before

Answered on time
0%

Industry: 98.2%

Closed with relief
33%

Typical auto lender: 9%

Last 30 days
0

Newest: Jul 7, 2026

Rank
#133 of 193

Most complained-about auto lenders

Win-Win complaints by month

The busiest month was May 2023 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Win-Win answered all time

  • Closed with non-monetary relief125%
  • Closed with explanation250%
  • Untimely response125%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Win-Win complaints are about

  • Auto loans & leases250%
  • Credit reporting125%
  • Money transfers & apps125%

Top Win-Win problems

Inside "Problem with a company's investigation into an existing problem"

  • Problem with personal statement of dispute 1

Win-Win compared with other auto lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1The Savings GroupAuto loans & leases6341-13%100%2%C
2AC AutoPay LLC, Denver, CO BranchAuto loans & leases6038-22%100%0%C
3CARS AcquisitionAuto loans & leases8134+13%97.1%32%A
4EA HoldingsAuto loans & leases333+74%75.8%0%F
5Innovate ManagedAuto loans & leases632+39%50%0%F
6Cooley EnterprisesAuto loans & leases831+19%0%14%F
7Challenge Financial ServicesAuto loans & leases527+50%70.4%0%F
8Win-WinAuto loans & leases-1new0%33%-

Compare side by side: Win-Win vs The Savings Group · Win-Win vs AC AutoPay LLC, Denver, CO Branch · Win-Win vs CARS Acquisition · Win-Win vs EA Holdings

What people say about Win-Win

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Latest Win-Win complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 7, 2026Auto loans & leasesProblem with a company's investigation into an existing problemProblem with personal statement of disputeCONo timely replyNo
Jun 10, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldCOFixedYes
Jan 20, 2025Money transfers & appsOther transaction problemCOExplainedYes
May 13, 2023Credit reportingIncorrect information on your reportAccount status incorrectCOExplainedYes

Questions about Win-Win

How many complaints does Win-Win have?

Win-Win has 4 complaints on record since May 2023, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does Win-Win respond to complaints?

Yes. Win-Win answered 0% of its complaints on time (within 15 days) and closed 33% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Win-Win?
Is Win-Win legit?

Win-Win is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Win-Win legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Win-Win?

Complain to Win-Win in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Win-Win complaints come from?

Most come from Colorado (4). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about Win-Win

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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