Debt collection
Wise debt collection complaints
Consumers have filed 8 complaints about Wise's debt collection, 1 in the last 12 months. Wise answered 100% on time and closed 0% with relief. See the whole Wise record.
Wise against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Wise (TransferWise) | 1 | 100% | 0% |
Latest Wise debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 7, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 19, 2023 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Jan 25, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 21, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 14, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 23, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 18, 2021 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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