Debt collection
WLCC debt collection complaints
Consumers have filed 184 complaints about WLCC's debt collection, 56 in the last 12 months (+155%). WLCC answered 98.2% on time and closed 0% with relief. See the whole WLCC record.
WLCC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | WLCC | 56 | 98.2% | 0% |
Latest WLCC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 23, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 15, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 13, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 7, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 7, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Mar 31, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 22, 2026 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Mar 18, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 14, 2026 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Mar 5, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Mar 5, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Feb 26, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Feb 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 16, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 5, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Feb 4, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jan 22, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jan 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 16, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jan 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 9, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 8, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Dec 22, 2025 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Nov 4, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Oct 14, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about WLCC
No comments yet. Start the conversation - questions are welcome too.