Debt collection
WLCC debt collection complaints
Consumers have filed 184 complaints about WLCC's debt collection, 56 in the last 12 months (+155%). WLCC answered 98.2% on time and closed 0% with relief. See the whole WLCC record.
WLCC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | WLCC | 56 | 98.2% | 0% |
Latest WLCC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 20, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 19, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 15, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 31, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jul 31, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jul 25, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 8, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 17, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 22, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 25, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 23, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 8, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Mar 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 25, 2025 | Debt collection | Electronic communicationsUsed obscene, profane, or other abusive language | Explained |
| Feb 25, 2025 | Debt collection | Electronic communicationsUsed obscene, profane, or other abusive language | Explained |
| Feb 11, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Oct 18, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 3, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 10, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jun 21, 2024 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 4, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Feb 29, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Feb 28, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 18, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 25, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 10, 2023 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Mar 23, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 21, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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