Debt collection
WLCC debt collection complaints
Consumers have filed 184 complaints about WLCC's debt collection, 56 in the last 12 months (+155%). WLCC answered 98.2% on time and closed 0% with relief. See the whole WLCC record.
WLCC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | WLCC | 56 | 98.2% | 0% |
Latest WLCC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 20, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you instead of your attorney | Explained |
| Oct 11, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Oct 9, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Oct 6, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 29, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Sep 21, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 21, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 3, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Sep 2, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 30, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 25, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 19, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 10, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 6, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jul 16, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jul 10, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jun 29, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 24, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jun 23, 2026 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Jun 22, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 11, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jun 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 13, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| May 11, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 4, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 27, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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