Lender · complaint record
WLCC complaints
Consumers have filed 846 complaints about WLCC since 2014, 260 of them in the last 12 months (+88% on the year before). It answered 96.5% on time and closed 0% with relief for the customer - less often than a typical lender. The most common problem is charged fees or interest you didn't expect. It is the 12th most complained-about of 272 personal & payday lenders this year.
Poor response record. How it works
- Complaints on record
- 846
- Last 12 months
- 260
- Answered on time
- 96.5%
- Closed with relief
- 0%
- Last 30 days
- 9
- Rank
- #12 of 272
Since September 2014
+88% vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Oct 30, 2026
Most complained-about personal & payday lenders
WLCC complaints by month
The busiest month was July 2026 (31 complaints). Complaints in the last 12 months are up 88% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How WLCC answered last 12 months
- Closed with explanation260100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time29/4596.5% on time
- Relief for customers0/400% closed with relief
- Complaint trend1/15+88% vs last year
What WLCC complaints are about
Top WLCC problems last 12 months
Where WLCC complaints come from
Most complaints: California (158), Florida (93), Ohio (62), Washington (48), Michigan (41).
WLCC compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Aqua FinancePayday & personal loans | 56 | 335 | C |
| 2 | Solar ServicingPayday & personal loans | 55 | 288 | C |
| 3 | Zip Co USPayday & personal loans | 26 | 287 | F |
| 4 | Rosebud Economic DevelopmentPayday & personal loans | 3 | 281 | F |
| 5 | Uprova CreditPayday & personal loans | 45 | 266 | D |
| 6 | WLCCPayday & personal loans | 30 | 260 | F |
| 7 | Greensky OperationsPayday & personal loans | 94 | 248 | A |
| 8 | Harpeth Financial ServicesPayday & personal loans | 50 | 232 | C |
Compare side by side: WLCC vs Aqua Finance · WLCC vs Solar Servicing · WLCC vs Zip Co US · WLCC vs Rosebud Economic Development
What people say about WLCC
All experiencesNo experiences with WLCC yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest WLCC complaints
Full logQuestions about WLCC
How many complaints does WLCC have?
WLCC has 846 complaints on record since September 2014, including 260 in the last 12 months and 9 in the last 30 days. That makes it number 287 of every company by complaints this year.
Does WLCC respond to complaints?
Yes. WLCC answered 96.5% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 30/100 (grade F).
What do people complain about most with WLCC?
The most common problems are charged fees or interest you didn't expect (190), struggling to pay your loan (124), threatened to contact someone or share information improperly (55).
Is WLCC legit?
WLCC is a real company with a public complaint record: consumers have complained about it 846 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is WLCC legit? for the signals, red flags and how to protect yourself.
Are complaints about WLCC going up or down?
Up. There were 260 complaints in the last 12 months against 138 in the 12 before (+88%). See every month.
How do I file a complaint against WLCC?
Complain to WLCC in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most WLCC complaints come from?
Most come from California (158), Florida (93), Ohio (62). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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