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Payday & personal loans

WLCC payday & personal loans complaints

Consumers have filed 628 complaints about WLCC's payday & personal loans, 193 in the last 12 months (+79%). WLCC answered 95.9% on time and closed 0% with relief. See the whole WLCC record.

WLCC against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13WLCC193+79%95.9%0%628

Every lender ranked

Latest WLCC payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Sep 8, 2026Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
Sep 5, 2026Payday & personal loansCan't stop withdrawals from your bank accountARExplainedYes
Sep 2, 2026Payday & personal loansStruggling to pay your loanGAExplainedYes
Sep 2, 2026Payday & personal loansCharged fees or interest you didn't expectOHExplainedYes
Sep 2, 2026Payday & personal loansCan't stop withdrawals from your bank accountOHExplainedYes
Sep 1, 2026Payday & personal loansStruggling to pay your loanCAExplainedYes
Aug 30, 2026Payday & personal loansCharged fees or interest you didn't expectNJExplainedYes
Aug 30, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Aug 28, 2026Payday & personal loansCharged fees or interest you didn't expectWAExplainedYes
Aug 28, 2026Payday & personal loansCan't stop withdrawals from your bank accountKYExplainedYes
Aug 27, 2026Payday & personal loansCharged fees or interest you didn't expectRIExplainedYes
Aug 26, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Aug 26, 2026Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Aug 25, 2026Payday & personal loansStruggling to pay your loanIAExplainedYes
Aug 25, 2026Payday & personal loansStruggling to pay your loanALExplainedYes
Aug 25, 2026Payday & personal loansCan't contact lender or servicerCAExplainedYes
Aug 24, 2026Payday & personal loansStruggling to pay your loanCOExplainedYes
Aug 24, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Aug 21, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Aug 19, 2026Payday & personal loansCharged fees or interest you didn't expectWAExplainedYes
Aug 19, 2026Payday & personal loansCan't stop withdrawals from your bank accountNVExplainedYes
Aug 18, 2026Payday & personal loansGetting a line of creditFLExplainedYes
Aug 14, 2026Payday & personal loansCharged fees or interest you didn't expectINExplainedYes
Aug 14, 2026Payday & personal loansCharged fees or interest you didn't expectNJExplainedYes
Aug 14, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Aug 14, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Aug 13, 2026Payday & personal loansCan't contact lender or servicerCAExplainedYes
Aug 12, 2026Payday & personal loansCan't contact lender or servicerALExplainedYes
Aug 11, 2026Payday & personal loansStruggling to pay your loanFLExplainedYes
Aug 10, 2026Payday & personal loansCharged fees or interest you didn't expectKYExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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