Payday & personal loans
Zoa, LLC payday & personal loans complaints
Consumers have filed 5 complaints about Zoa, LLC's payday & personal loans. See the whole Zoa, LLC record.
Zoa, LLC against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Zoa, LLC | 0 | - | - |
Latest Zoa, LLC payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 30, 2022 | Payday & personal loans | Charged fees or interest you didn't expect | No timely reply |
| Feb 15, 2019 | Payday & personal loans | Was approved for a loan, but didn't receive the money | No timely reply |
| Oct 13, 2015 | Payday & personal loans | Received a loan I didn't apply for | No timely reply |
| Jan 21, 2015 | Payday & personal loans | Charged bank acct wrong day or amt | Explained |
| Sep 17, 2014 | Payday & personal loans | Can't contact lender | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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