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Debt relief & credit repair

90 Day Credit Experts debt relief & credit repair complaints

Consumers have filed 22 complaints about 90 Day Credit Experts's debt relief & credit repair, 4 in the last 12 months. 90 Day Credit Experts answered 100% on time and closed 50% with relief. See the whole 90 Day Credit Experts record.

90 Day Credit Experts against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
1390 Day Credit Experts4new100%50%22

Every debt relief company ranked

Latest 90 Day Credit Experts debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Oct 21, 2026Debt relief & credit repairConfusing or missing disclosuresMAExplainedYes
Sep 16, 2026Debt relief & credit repairDidn't provide services promisedCAFixedYes
Sep 10, 2026Debt relief & credit repairDidn't provide services promisedVTFixedYes
Nov 25, 2025Debt relief & credit repairDidn't provide services promisedCAExplainedYes
Oct 30, 2025Debt relief & credit repairDidn't provide services promisedALMoney backYes
Oct 14, 2025Debt relief & credit repairDidn't provide services promisedCOExplainedYes
Oct 6, 2025Debt relief & credit repairDidn't provide services promisedAZExplainedYes
Oct 3, 2025Debt relief & credit repairCharged upfront or unexpected feesCOExplainedYes
Jan 25, 2025Debt relief & credit repairCharged upfront or unexpected feesTXExplainedYes
Jan 17, 2025Debt relief & credit repairDidn't provide services promisedMSExplainedYes
Jun 24, 2024Debt relief & credit repairCharged upfront or unexpected feesALExplainedYes
May 28, 2024Debt relief & credit repairConfusing or misleading advertising or marketingGAExplainedYes
Mar 6, 2024Debt relief & credit repairProblem with customer serviceNJExplainedYes
Dec 12, 2023Debt relief & credit repairCharged upfront or unexpected feesOKExplainedYes
Sep 21, 2023Debt relief & credit repairConfusing or misleading advertising or marketingMDExplainedYes
Aug 9, 2023Debt relief & credit repairFraud or scamSCExplainedYes
Jun 13, 2023Debt relief & credit repairFraud or scamNYExplainedYes
Jun 13, 2023Debt relief & credit repairFraud or scamTXExplainedYes
Jun 12, 2023Debt relief & credit repairFraud or scamFLExplainedYes
Apr 27, 2023Debt relief & credit repairExcessive feesNCExplainedYes
Feb 16, 2023Debt relief & credit repairProblem with customer serviceNVExplainedYes
Feb 9, 2023Debt relief & credit repairUnexpected or other feesNYExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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